Who we are
The Funded Abroad Club ("the Club", "we", "us") is a paid WhatsApp membership that shares verified study abroad scholarship information, deadline reminders and application resources. This policy explains what personal data we collect, why, and the choices you have.
This policy is written to comply with the Information Technology Act, 2000 and the Digital Personal Data Protection Act, 2023 of India.
- Operated by: [Legal name of proprietor or business]
- Address: [Registered address]
- Email: [EMAIL]
- Phone / WhatsApp: [PHONE]
What we collect
When you buy a membership or interact with us, we may collect:
- Details you give us at checkout: full name, email address, WhatsApp number, whether you are a student, graduate or parent, your chosen track (UG or PG) and your target countries.
- Payment confirmation: your Razorpay payment ID, amount, date and status. Card, UPI and bank details are handled entirely by Razorpay and never reach us.
- Messages you send us: by email, WhatsApp or in the Club's discussion groups.
- Website usage data: pages visited, device and browser type, and approximate location, collected through cookies and analytics or advertising tools such as Google Analytics and the Meta Pixel.
How we use your data
- To add you to the WhatsApp community and the right track.
- To send you scholarship drops, deadline reminders, live Q&A links and resource vault access.
- To send payment receipts and respond to support requests.
- To understand which pages and ads work, and improve the Club.
- To meet legal, tax and accounting obligations.
We use your data only for these purposes. We do not sell, rent or trade your personal data to anyone.
WhatsApp and your phone number
The Club runs on WhatsApp, which is owned by Meta and governed by WhatsApp's own privacy policy. Admins can see the phone number of every member. Announcement groups are admin-only, but in discussion groups other members may be able to see your number and profile, as in any WhatsApp group. Please share only what you are comfortable sharing in those groups.
Who we share it with
We share data only with service providers who help us run the Club, and only as much as they need:
- Razorpay: payment processing.
- Meta (WhatsApp): community delivery.
- Email, CRM and website hosting providers: receipts, onboarding messages and hosting this site.
- Analytics and advertising platforms: measuring ad performance in aggregated form.
We may also disclose data if required by law, court order or a government authority.
Cookies and tracking
Our website uses cookies and similar technologies for basic functionality, analytics and advertising measurement. You can block or delete cookies in your browser settings; the site will still work, though ad measurement may be less accurate.
How long we keep it
We keep your membership data for as long as you are a member and for a reasonable period afterwards. Payment records are kept as long as Indian tax and accounting laws require. When data is no longer needed, we delete or anonymise it.
Keeping it safe
We use reputable, access-controlled platforms and limit access to those who need it to run the Club. No online system is completely secure, but we take reasonable steps to protect your information and will notify you as required by law if a breach affects you.
Your rights
You can ask us to:
- Tell you what personal data we hold about you.
- Correct inaccurate or incomplete data.
- Delete your data (we may need to keep payment records required by law; deleting your data also ends your membership access).
- Stop sending you non-essential messages.
Email [EMAIL] with your request and your Razorpay payment ID. We aim to respond within 30 days.
Members under 18
Many members are Class 11–12 students. If you are under 18, a parent or guardian must agree to this policy and should ideally make the purchase on your behalf. We do not knowingly collect data from children without such consent.
Grievance officer
For any concern about how your data is handled, contact our Grievance Officer:
- Name: [GRIEVANCE OFFICER NAME]
- Email: [EMAIL]
We will acknowledge your complaint within 48 hours and aim to resolve it within 30 days.
Changes to this policy
We may update this policy from time to time. The "Last updated" date at the top shows when it last changed. Significant changes will be announced in the Club.